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Excess Insurance Premiums Should Be Refunded to Consumers ...
Excess Insurance Premiums Should Be Refunded to Consumers Without Extra Costs. The Consumer Ombudsman has taken a stand on the refunding of .
http://www.kuluttajavirasto.fi/Page/78f95094-e69a-4c03-856e-c3a9087c84cd.aspx

CLAIM FOR REFUND OF EXCESS CALIFORNIA STATE ...
CLAIM FOR REFUND OF EXCESS CALIFORNIA STATE. DISABILITY INSURANCE DEDUCTIONS. DO NOT FILE THIS CLAIM FOR REFUND UNLESS YOU .
http://www.edd.ca.gov/pdf_pub_ctr/de1964.pdf

Here are the prominent features of excess refund insurance MediPrime (as per the brochure):

Features

Particulars

Sum Insured Options

Insurance exclusions and excess refund policy - Car Hire from Autos ...
Insurance exclusions and excess refund policy. The holiday autos' insurance excess refund policy will cover you for any excess that you may be charged for .
http://www.autosaway.com/car-hire-insurance-exclusions-excess.htm

Entry Age

Contents Insurance - Excess Refunds - Insurance Claim- TOWER ...
Jan 19, 2009 . http://www.tower.co.nz/insurance/contents/ Contents insurance provides you with cover for your possessions and personal effects. We explain .
http://www.youtube.com/watch?v=4RfYogQjAqE

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Blue Shield California Refunds Excess Insurance Profit to Customers
Oct 17, 2011 . As part of a voluntary pledge to give customers affordable health insurance, Blue Shield of California is refunding customers over $400 million.
http://www.emaxhealth.com/1506/blue-shield-california-refunds-excess-profit-customers

Members that can be covered

House and contents insurance - How insurance works - Consumer NZ
House and contents insurance Updated 28 May 2012 . Excess refund options start at $500 for Kiwibank, Tower and TSB. Tip: You can lower the cost of your .
http://www.consumer.org.nz/reports/house-and-contents-insurance/how-insurance-works

Maximum Renewal Age

Lifetime renewable

Pre-existing Ailments

Covered after 4 continuous renewals

Waiting Periods

Car Rental Insurance | Excess Refund Insurance from Atlas Direct
Car Hire Insurance from Atlas Direct Insurance. Excess Reimbursement Insurance. Buy online or call us on 08444 82 3400.
http://www.atlasdirect.co.uk/car-rental-insurance.asp

Copay

No Copay

Room Rent Limits

No Limits

Surgery Limits

No Limits

No Claim Bonus

10% upto maximum 50%

TPA

Car hire - refundable excess worth it or not? - MoneySavingExpert ...
Jan 26, 2005 . After 2 letters of complaint they finally refunded the carseat charge, but . I had not taken out "excess insurance" at the airport (Bari, Italy) as it .
http://forums.moneysavingexpert.com/showthread.php?t=23663

CLAIM FOR REFUND OF TEMPORARY DISABILITY INSURANCE ...
I hereby apply for a refund of taxes paid in excess during the calendar year ______ to the. R.I. Temporary Disability Insurance Fund. I certify that the facts .
http://www.uitax.ri.gov/docs/TX-Forms/TX-16.pdf

Some of the features which differentiate excess refund insurance MediPrime are:

  • Car Hire Insurance from Worldwide Insure
    Instant online car hire insurance quote from Worldwide Insure, leading provider of comprehensive and affordable excess insurance worldwide. Enquire now.
    http://www.worldwideinsure.com/car-hire-insurance.htm

  • Getting excess refunded - Insurance - Automotive
    Could someone please advise on what I should do to recover my excess? My motorbike is insured with qbe and I had a not-at-fault accident 4 .
    http://forums.whirlpool.net.au/archive/1975556

Premium Quote Comparison of excess refund insurance MediPrime and other leading products:

NJ Division of Taxation - Income Tax - Other Credits (UI/DI)
Dec 12, 2011 . You may take credit on your New Jersey income tax return for excess unemployment insurance/workforce development partnership .
http://www.state.nj.us/treasury/taxation/njit16.shtml

Product Name

Premium (Inclusive of Service Tax)

Oriental Happy Family Floater

Rs. 5305

Apollo Munich Easy Standard

Rs. 6066

excess refund insurance MediPrime Health Insurance

Rs. 7592

Apollo Munich Optima Restore

Rs. 8282

Bajaj Allianz Health Guard

Rs. 8552

Max Bupa Heartbeat Silver

Rs. 9829

Final Take:

Car Hire Excess Insurance Terms Explained with Essential Travel
Excess Reimbursement Insurance (ERI) means if your car is damaged during the hire period this insurance will refund any excess you are charged by the rental .
http://www.essentialtravel.co.uk/carhireinsurance/car-hire-excess-insurance-explained.asp

Excess refund insurance
Excess refund from "Harel" insurance company in Israel guarantees full coverage of the minimum deductible amount charged by the supplier. This is an optional .
http://www.ofran.co.il/980-7429-en/Tips.aspx

TravelSupermarket community - car hire excesses!!
We will insure you on the excess CDW and Theft portions of your car . Visa have refused to refund as have Holiday Autos and Europcars are .
http://www.travelsupermarket.com/community/forums/t/car-hire-excesses-79.aspx

NJ Division of Taxation - Important Changes for 2011
Jun 4, 2012 . Credit for Excess UI/WF/SWF; DI; FLI Withheld For 2011, the maximum employee unemployment insurance/workforce development partnership . State income tax refunds may be taxable income for Federal purposes for .
http://www.state.nj.us/treasury/taxation/new2011.shtml

Division of Employer Accounts Employer and Worker Refund Forms
. right to claim a credit for excess Family Leave Insurance (FLI) worker contributions. . INSTRUCTIONS: FILING A 2009 REFUND REQUEST FOR EXCESS FLI .
http://lwd.dol.state.nj.us/labor/employer/ea/empinfo/earefundforms.html

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Most Consumers Will Not Receive a Health Insurance Refund - Forbes
Jun 21, 2012 . That means the majority of consumers are insured by companies that meet or exceed the 80/20 standard and will not receive a refund: 62 .
http://www.forbes.com/sites/mickeymeece/2012/06/21/most-consumers-will-not-receive-a-health-insurance-refund/

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Comments
Ratnesh 3/15/2012 11:44:18 AM

How the excess works - Car Insurance
Find out how car insurance excess works with car insurance from Admiral UK. . fault and we recover the full cost from their insurer, the excess is refunded.
http://www.admiral.com/car-insurance/motoring-advice/car-insurance-buyers-guide/how-the-excess-works.php

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Hello Ratnesh,

EMPLOYEE'S CLAIM FOR CREDIT NJ-2450
FOR EXCESS UI/WF/SWF, DISABILITY INSURANCE, AND/OR . form when claiming a refund for excess contri- . your New Jersey State Income Tax return).
http://www.state.nj.us/treasury/taxation/pdf/current/2450.pdf



Regards,

DriveAway Hire Car Excess Insurance: Cover for high Insurance ...
DriveAway Hire Car Excess Insurance is an optional pre-paid product offered by DriveAway Holidays to refund the excess amount charged by the car rental .
http://www.driveaway.com.au/driveaway-hire-car-excess-insurance

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jagdhir 3/16/2012 7:36:52 PM

Rental car insurance - Dublin Forum - TripAdvisor
Feb 8, 2012 . 8. Re: Rental car insurance. Feb 10, 2012, 10:12 PM. Checked the carhire3000 website and found the following: "Our Damage Excess Refund .
http://www.tripadvisor.com/ShowTopic-g186605-i90-k5143560-Rental_car_insurance-Dublin_County_Dublin.html

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Hello Jagdhir,

Blue Shield to return $283 million in excess profits to policyholders ...
Oct 14, 2011. on their insurance premiums, saying it is fulfilling a promise to return . Blue Shield to return $283 million in excess profits to policyholders .
http://articles.latimes.com/2011/oct/14/business/la-fi-excess-profits-20111014



Increase the excess on your insurance & get a cash refund
Feb 2, 2012 . If you pay for your car or home insurance in full each year, here is a quick way to get a part of the premium refunded to you in cash pretty much .
http://www.savingsguide.com.au/increase-the-excess-on-your-insurance-get-a-cash-refund/

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Sandweep Debnath 3/22/2012 10:59:20 PM

Car Insurance Excess - What is it? Age excess, nominated driver ...
Car Insurance Excess - an explanation of the different types of excess and how . Others will insist you pay first, then they will refund the excess at the end of the .
http://www.canstar.com.au/car-insurance/excess/

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insurance solutions america 3/24/2012 1:26:15 PM

Hello Sandweep,

Help - Rental Cars and Car Rentals from Rental Cars.com
Return Information. Return car to the same location. Date . Question: What is the rentalcars.com Damage Excess Waiver product? Answer. Answer: .
http://www.rentalcars.com/Help.do



State forum directs insurance firm to refund excess premium - Times ...
Apr 2, 2012 . CHENNAI: For S Siddharthan from Tuticorin district, a life insurance policy payable over 25 years ended up sharpening his math skills. After his .
http://articles.timesofindia.indiatimes.com/2012-04-02/chennai/31274895_1_premium-refund-life-insurance-corporation



Regard,

Whole Life Insurance FAQs
Dividends are considered a refund of unused or excess premiums paid and are refunded to the owner of an individual participating life insurance policy. [Return .
http://members.cunamutual.com/service/wholelifeinsurance/FAQ.asp?ProdCat=212&SITE=99900006&DC=1&Item=00000048

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E - FindaLink.net
Excess (of Loss) Reinsurance: Method whereby a ceding company pays the . Experience Refund: The portion of a reinsurance premium that is returned to the . by the policy, typically for bad faith in dealing with the insured or beneficiary.
http://www.findalink.net/reinsurance/def-e.php

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Hello Sandweep,

FHA Mortgage Insurance Refund: Who Are Eligible And How ...
If you had a HUD/FHA insured mortgage, you may be eligible for a refund on part . a refund of part of your insurance premium or a share of any excess earnings .
http://mortgage-x.com/library/insurance_refund.htm



Subpart G—Collection of Unpaid Premiums; Refund of Excess - Justia
42 C.F.R. Subpart G—Collection of Unpaid Premiums; Refund of Excess Premiums . PART 408—PREMIUMS FOR SUPPLEMENTARY MEDICAL INSURANCE .
http://law.justia.com/cfr/title42/42-2.0.1.2.8.7.html



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Avoid problems with car hire abroad - Magazine
The 'excess' charge on an insurance policy is the first part of any claim (for repair or damage) that . If an option, always drive the car away full and return it full .
http://www.which.co.uk/cars/driving/car-hire-and-car-clubs/car-hire-abroad/avoid-problems-with-car-hire-abroad/

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Alok,

Principal Protect Home Buildings Insurance - National Bank
Excess refund; You can select a 'No excess' option on claims for accidentally broken window glass . To apply for Principal Protect Home Buildings Insurance .
http://www.nationalbank.co.nz/personal/product/insurance/principalprotect_home.aspx

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2011 W-2 GUIDE
A: You can request a refund for the excess when filing your NJ State Income tax return. Box #19 Local Income Tax. NJFLI - NJ Family Leave Insurance .
http://www.umdnj.edu/cntrlweb/payroll/W-2GUIDE.pdf


Line 450 - Employment Insurance overpayment
Jul 17, 2012 . This page provides information on the Employment Insurance overpayment . We will refund the excess amount to you or use it to reduce your .
http://www.cra-arc.gc.ca/tx/ndvdls/tpcs/ncm-tx/rtrn/cmpltng/ddctns/lns409-485/450-eng.html


20 EXCESS INSURANCE PREMIUM CREDIT
SC SCH.TC-44. (Rev. 12/4/07). 3438. 1350. 20. Name As Shown On Tax Return. EXCESS INSURANCE. PREMIUM CREDIT. 34381012. Credit Computation. $ .
http://www.sctax.org/NR/rdonlyres/A159689B-68A6-4F88-95E9-0C5E624F9ED4/0/TC44.pdf

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Happy Living - Is Trip Insurance Worth It?
By Krystal Kat Buying trip insurance is a way to safeguard your travel . and your trip was canceled by the company rather than by you, it will refund your . If you declare excess valuation at the ticket counter, you can purchase added coverage .
http://www.happynews.com/living/family/trip-insurance-worth.htm

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Car Rental - Frequently Asked Questions - FAQ - easyCar
Results 1 - 10 of 54 . Can I pick up at one location and return to another? [ hide ] . What does Excess Waiver Insurance cover? [ hide ] .
http://www.easycar.com/nossl/faqs.aspx

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sagar 4/16/2012 8:27:57 PM

4-0 305250 P08 11-09 Provider Maxi House Policy.indd
also insured by us, we will only deduct one excess or excess refund and that will be the highest excess or excess refund applicable. Property security after loss .
http://www.tower.co.nz/insurance/Documents/house-insurance/maxi-protection-house-insurance-policy.pdf

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How the excess works - Car Insurance
Find out how car insurance excess works with car insurance from Admiral UK. . fault and we recover the full cost from their insurer, the excess is refunded.
http://www.admiral.com/car-insurance/motoring-advice/car-insurance-buyers-guide/how-the-excess-works.php

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Principal Protect Contents Insurance - National Bank
Optional Benefits. Your contents are covered while in storage, or in transit, up to the nominated sum insured (conditions apply); Excess refund .
http://www.nationalbank.co.nz/personal/product/insurance/principalprotect_contents.aspx

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Hello Vikas,

Insurance Excess Refund Letter Template
Mar 8, 2011 . Insurance Excess Refund Letter Template document sample.
http://www.docstoc.com/docs/73210480/Insurance-Excess-Refund-Letter-Template

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RAMA PRASAD J 6/28/2012 6:24:35 PM

Holiday car hire: 10 ways to avoid being ripped off | Money | The ...
Jun 15, 2012 . Save £100 by buying excess insurance . and the car hire firm is under no obligation to refund you because you bought two policies – nor is the .
http://www.guardian.co.uk/money/2012/jun/15/holiday-car-hire-10-ways-avoid-being-ripped-off


Welcome to Traveljigsaw
TravelJigsaw Damage Excess Refund Product When collecting the vehicle you will be required to leave a deposit to the value of any insurance excess which .
http://www.traveljigsaw.co.nz/TermsAndConditions.do


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Excess Protection
Excess Protection Insurance is a product designed to refund the excess on a customer's primary insurance policy in the event of claim. Excess Protection can be .
http://www.adventsm.co.uk/products-and-services/excess-protection/


Refunds: Class 1: Excess: Over 53 weeks posting in one ...
NIM37101 - Refunds: Class 1: Excess: Over 53 weeks posting in one . An employee can be liable to pay National Insurance contributions (NICs) above the .
http://www.hmrc.gov.uk/manuals/nimmanual/nim37101.htm


Travel Insurance Re: Rental Vehicle Excess up to $4000-$5000 - New ...
Feb 24, 2012 . Thanks to beanb, 1 Cover insurance cover the rental vehicle excess up . rental vehicle excess refund from an external travel insurance policy .
http://www.tripadvisor.com/ShowTopic-g255104-i125-k5187731-Travel_Insurance_Re_Rental_Vehicle_Excess_up_to_4000_5000-New_Zealand.html


   Thanking you

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HI 01001.325 - Refund of Excess Medicare Premiums - Social Security
May 1, 2006 . HI 01001.325 Refund of Excess Medicare Premiums--Enrollee . dispose of excess Supplementary Medical Insurance and Hospital Insurance .
https://secure.ssa.gov/poms.nsf/lnx/0601001325

Hello Mr. Prasad,

Car Rental in Ireland
make your booking. If your vehicle has no damage when you return it, then of course your credit-card will not be charged. You can also pay the excess insurance .
http://www.study-english-in-ireland.com/car.html



New York Insurance - Article 91 - § 9109 Refunds and Penalties ...
Feb 16, 2012 . The excess line broker shall pay the insured any refund of premium tax returned to such excess line broker if such taxes were originally .
http://law.onecle.com/new-york/insurance/ISC09109_9109.html



Regards,

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Damage Excess refund protection on car hire ?? - Nice Forum ...
Aug 29, 2012 . Damage Excess refund protection on car hire ?? ” Aug 29 . As others have said look for independent excess insurance, typically £2 per day.
http://www.tripadvisor.com/ShowTopic-g187234-i138-k5720383-Damage_Excess_refund_protection_on_car_hire-Nice_French_Riviera_Cote_d_Azur_Provence.html


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Hello Amit,

What is insurance excess and how do I reclaim my excess payment ...
Jan 25, 2011 . Tags: can I claim my excess payment, excess and car insurance, . will be refunded your excess if the insurer is successful with the recovery.
http://www.insurancechat.co.za/2011-01/what-is-insurance-excess-and-how-do-i-reclaim-my-excess-payment/

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hi,

§ 408.112 Refund of excess premiums after the enrollee dies - Justia
PART 408—PREMIUMS FOR SUPPLEMENTARY MEDICAL INSURANCE · Subpart G—Collection of Unpaid Premiums; Refund of Excess Premiums After the .
http://law.justia.com/cfr/title42/42-2.0.1.2.8.7.35.2.html

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Hello @bojaraju,

Holiday car hire: How to steer clear of potholes | Mail Online
Jun 12, 2011 . Excess amounts vary depending on which firm you use, the size of the car and the . has competitive rental rates that include no insurance excess. . pay up- front for a full tank of petrol and say you can return the car empty, .
http://www.dailymail.co.uk/travel/article-2002693/Holiday-car-hire-How-steer-clear-potholes.html



UC-9A 2009.ofm
I hereby apply for a refund of worker contributions in excess of $113.22 for New Jersey Unemployment Insurance, in excess of $17.76 for Family Leave .
http://lwd.dol.state.nj.us/labor/forms_pdfs/ea/UC-9A%202011.pdf

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Rajesh Mehta 7/22/2012 6:02:30 PM

Respected Sir

CDW insurance
Similar to Israel, this insurance does not cover damages to the lower body of the car, the clutch, windscreens (covered by our Excess refund insurance from .
http://www.ofran.co.il/980-7425-EN/Tips.aspx


Best Regards
Rajesh Mehta

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Hello Rajesh,

FAQs - Standard Bank
Top Up covers all financial losses not covered by comprehensive insurance including: credit shortfall;; excess;; deposit;; return to invoice (if selected); and .
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Cancellation Protection & Travel Insurance
Insurance, NETC will refund all Tuition payments made in excess of the coverage limit, less Non-. Refundable Fees. b) Cancel for a Non-Covered Reason .
http://www.educationaltravel.com/Portals/2/Library/pdf/EnrollmentGuide/13/NETC-Travel-Protection-Plans-2013.pdf

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Insurers refund excess administrative costs - Omaha.com
Aug 4, 2012 . Insurers refund excess administrative costs . In Nebraska, UnitedHealthcare Insurance Co. is refunding $348,600, an average of $24 per .
http://www.omaha.com/article/20120804/MONEY/708049944/1697

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Dear Nagendra,

damage excess refund - Cape Town Central Forum - TripAdvisor
Jul 20, 2012 . Cape Town Central Forum: damage excess refund . You can buy a separate zero excess policy from many insurance companies. This quite .
http://www.tripadvisor.com/ShowTopic-g312659-i9466-k5608153-Damage_excess_refund-Cape_Town_Central_Western_Cape.html



Regards,

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Refunds
The established criteria for HUD to approve a refund are: Overpayment . There is excess premium on or after the insurance termination date. The refund .
http://portal.hud.gov/hudportal/HUD?src=/program_offices/housing/comp/premiums/atref

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Car Hire - damage excess refund & CDW, what & why ...
Apr 25, 2012 . Car Hire - damage excess refund & CDW, what & why? . It is usually much cheaper to buy excess insurance from a separate company, but the .
http://forums.moneysavingexpert.com/showthread.php?t=3925763

Dear sirs

Individual Income Tax Treatment of Motor Vehicle Insurance ...
MOTOR VEHICLE INSURANCE PREMIUM REFUNDS. This bulletin describes the Individual Income Tax treatment of refunds of excess premiums from the .
http://www.michigan.gov/documents/98-5_114696_7.pdf

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Dear JK Gulati,

Provisional refund
Once the tax year has ended, you can receive a refund of the excess amount withheld by filling in an income tax return and national insurance contribution form .
http://www.expatax.nl/provisionalrefund.php



Notice to Employees
You may be entitled to a refund of excess employee contributions to the Unemployment Insurance Trust Fund if you had two or more employers in a calendar .
http://www.labor.state.ak.us/lss/forms/1012.pdf

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Florida Revises Workers' Comp Certificates, Excess Profits ...
May 7, 2012 . Insurance Journal - Property Casualty Industry News . mandatory premium audits, and discontinuing refunds for insurers with excess profits.
http://www.insurancejournal.com/news/southeast/2012/05/07/246548.htm

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Hello Vinayak,

6 Fla. Workers' Comp Cos. Ordered to Refund 'Excess' Profits
Feb 20, 2008 . Florida Insurance Commissioner Kevin McCarty has ordered six workers' compensation insurance companies to return $4.2 million in what his .
http://www.insurancejournal.com/news/southeast/2008/02/20/87490.htm



Car Rental Insurance Excess Reduction
Easiest option to reduce the excess. Don't need to wait while the excess is refunded by the travel insurance company. Probably cheaper for a short rental period .
http://www.vroomvroomvroom.com.au/insurance/

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N.Y. ISC. LAW § 9109 : NY Code - Section 9109: Refunds and ...
The excess line broker shall pay the insured any refund of premium tax returned to such excess line broker if such taxes were originally collected from the .
http://codes.lp.findlaw.com/nycode/ISC/91/9109

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World Nomads - Travel Insurance Frequently Asked Questions
Here are some answers to our frequently asked travel insurance questions - WorldNomads.com. . If I return home early, do I get a refund? We do not refund a policy if you . Can I buy out the policy excess / deductible? No, you're unable to .
http://www.worldnomads.com/travel-insurance/travel-insurance-questions.aspx

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Standards for Credit Life and Credit Health Insurance
Title 31 MARYLAND INSURANCE ADMINISTRATION Subtitle 13 CREDIT . the excess insurance and refund all premiums paid by the debtor for the excess .
http://www.dsd.state.md.us/comar/SubtitleSearch.aspx?search=31.13.01.*

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